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Deposit Interest Rates

Deposit Interest Rates

Savings Bank Deposit Account: savings bank Account interest for public: 2.50% per annum from 25.07.2025

The revised interest rates on Term Deposits will be as under: Revised Interest Rates w.e.f. 25.07.2025

Sl No. Period Term Deposits Rate Below 1 Crore Term Deposits Rate 1 Crore & Above
Existing Rates Proposed Rates
(w.e.f 25.07.2025)
Existing Rates Proposed Rates
(w.e.f 25.07.2025)
1 7 days to 14 days 3.50% 3.50% 2.90% 2.90%
2 15 days to 30 days 3.50% 3.50% 3.00% 5.00%
3 31 days to 60 days 3.75% 3.75% 3.10% 5.15%
4 61 days to 179 days 5.00% 5.00% 5.75% 5.15%
5 180 days to 270 days 6.05% 6.10% 6.00% 6.00%
6 271 days to 364 days 6.30% 6.15% 6.00% 6.00%
7 1 year to less than 2 years 7.15% 6.70% 6.50% 6.30%
8 2 year to less than 3 years 6.75% 6.70% 6.50% 6.30%
9 3 years to less than 5 years 6.75% 6.50% 6.50% 6.30%
10 5 year to 10 years 6.55% 6.50% 6.50% 6.30%

*Accordingly, it is proposed to reduce the interest rate on the “RD- Nethanna Podhupu” Special scheme- mandated for a 24 month term from 7.35 % to 6.75% for Normal Citizen.

Special schemes

    Dasara Diwali Dhamaka (444-DDD)

  • Tenure: 444 days
  • Scheme period: 02.10.2025 to 31.12.2025
  • Rate of Interest:
  • General Public: 7.00% p.a.
  • Senior Citizens: 7.50% p.a.
  • Eligibility: All Individuals & non-Individuals including NRIs
  • Loan/Overdraft facility: Available

    RD- Nethanna Podhupu

  • Term: Mandated for a 24-month
  • Interest Rate: 6.70% for Normal Citizen.

Enjoy higher returns on your savings and deposits with our competitive interest rates among the best in the market. Grow your money faster with the trust and security of our bank.

Note:
a) The above rates are applicable for NRE and NRO deposits also.
b) Senior Citizens will get an additional interest of 0.50% p.a. over card rate for one year and above term deposits only.
c) Revised interest rates on deposit are applicable to new deposits and also for the existing deposits on their renewal.