Rate of Interests on Term Deposits (Below ₹1.00 Cr): w.e.f 10.02.2026
Savings Bank Account: 2.50% per annum.
| Sl No. | Period | Term Deposits Rate Below 1 Crore |
|---|---|---|
| 1 | 7 days to 14 days | 3.50% |
| 2 | 15 days to 30 days | 3.50% |
| 3 | 31 days to 60 days | 3.75% |
| 4 | 61 days to 179 days | 5.00% |
| 5 | 180 days to 270 days | 6.10% |
| 6 | 271 days to 364 days | 6.15% |
| 7 | 1 year to less than 2 years | 6.45% |
| 8 | 2 year to less than 3 years | 6.45% |
| 9 | 3 years to less than 5 years | 6.50% |
| 10 | 5 year to 10 years | 7.00% |
| Special Deposit Schemes | ||
| 11 | 444-DDD (444 Days) | 7.40% |
| 12 | TGB Sahasra (1000 Days) | 7.50% |
| 13 | RD Lakhpati (36 Months RD) | 7.50% |
| 14 | RD Nethanna Podupu (24 Months RD) | 6.45% |
Note:
a) The above rates are applicable for NRE and NRO deposits also.
b) Senior citizen gets an additional 0.5% interest rate for deposits held for more than 1 year
c) Revised interest rates on deposit are applicable to new deposits and also for the existing deposits on their renewal.
Rate of Interests for Non-Callable Bulk Deposits (₹1.00 Crore and above deposit)
Applicable from 16.10.2026
| Period of Deposit | From Rs. 1.00 Cr to less than Rs.3.00 Cr | From Rs.3.00 Cr to less than Rs.5.00 Cr | From Rs.5.00 Cr to less than Rs.10.00 Cr | From Rs.10.00 Cr to less than Rs.20.00 Cr | From Rs.20.00 Cr to less than Rs.50.00 Cr | From Rs.50.00 Cr to less than Rs.100.00 Cr | Rs.100.00Cr and above |
|---|---|---|---|---|---|---|---|
| 7 to 14 days | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% |
| 15 to 30 days | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| 31 days to 60 days | 5.15% | 5.15% | 5.15% | 5.15% | 5.15% | 5.15% | 5.15% |
| 61 to 179 days | 5.15% | 5.15% | 5.15% | 5.15% | 5.15% | 5.15% | 5.15% |
| 180 days to 270 days | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% |
| 271 days to 364 days | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% |
| 1 year to less than 2 years | 7.00% | 7.00% | 7.00% | 7.20% | 7.30% | 7.30% | 7.35% |
| 2 year to less than 3 years | 7.05% | 7.05% | 7.10% | 7.20% | 7.30% | 7.30% | 7.35% |
| 3 years to less than 5 years | 7.05% | 7.10% | 7.10% | 7.25% | 7.30% | 7.30% | 7.35% |
| 5 years to 10 years | 7.10% | 7.15% | 7.20% | 7.30% | 7.30% | 7.30% | 7.35% |
*Depositors are requested to confirm the "rate of interests" with branches before placing the deposit in the above slabs
*"Rate of Interests" are subject to change from time to time.