| Interest Rates on Housing Loans (Floating
Rates) |
| CIBIL SCORE |
Loan Limit Up to ₹35L |
Loan Limit > ₹35L & up to ₹75L |
Loan Limit above ₹75L |
| 841-900 |
7.25% |
7.35% |
7.40% |
| 816-840 |
7.35% |
7.40% |
7.45% |
| 751-815 |
7.45% |
7.50% |
7.55% |
| 691-750 / -1 / NTC / No Score |
7.65% |
7.75% |
7.85% |
| 651-690 |
8.75% |
8.95% |
9.15% |
| <=650 |
9.95% |
10.15% |
10.35% |
| Interest Rates on Housing Loans (Fixed Rates)
|
| CIBIL SCORE |
Loan Limit
Up to ₹35L |
Loan Limit
> ₹35L & up to ₹75L |
Loan Limit above ₹75L |
| 841-900 |
10.25% |
10.35% |
10.40% |
| 816-840 |
10.35% |
10.40% |
10.45% |
| 751-815 |
10.45% |
10.50% |
10.55% |
| 691-750 / -1 / NTC / No Score |
10.65% |
10.75% |
10.85% |
| 651-690 |
11.75% |
11.95% |
12.15% |
| <=650 |
12.95% |
13.15% |
13.35% |
Note: The Above rates are W.e.f 03.08.2026
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