- Top-up Loans to existing Home Loan borrowers shall carry an interest rate 1% above the applicable Home Loan interest rate.
| Interest Rates on Housing Loans (Floating Rates) | |||
| CIBIL SCORE | Loan Limit Up to ₹35L | Loan Limit > ₹35L & up to ₹75L | Loan Limit above ₹75L |
|---|---|---|---|
| >=825 | 7.25% | 7.35% | 7.40% |
| >=800 & <825 | 7.35% | 7.40% | 7.45% |
| 750-799 | 7.45% | 7.50% | 7.55% |
| 700-749 -1 / NTC / No Score |
7.65% | 7.75% | 7.85% |
| 650-699 | 8.75% | 8.95% | 9.15% |
| 600-649 | 9.35% | 9.55% | 9.75% |
| 550-599 | 9.95% | 10.15% | 10.35% |
| Interest Rates on Housing Loans (Fixed Rates) | |||
| CIBIL SCORE | Loan Limit Up to ₹35L | Loan Limit > ₹35L & up to ₹75L | Loan Limit above ₹75L |
|---|---|---|---|
| >=825 | 10.25% | 10.35% | 10.40% |
| >=800 & <825 | 10.35% | 10.40% | 10.45% |
| 750-799 | 10.45% | 10.50% | 10.55% |
| 700-749 -1 / NTC / No Score |
10.65% | 10.75% | 10.85% |
| 650-699 | 11.75% | 11.95% | 12.15% |
| 600-649 | 12.35% | 12.55% | 12.75% |
| 550-599 | 12.95% | 13.15% | 13.35% |
Note: The Above rates are W.e.f 29.12.2025
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